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Is Tree Removal Covered By Insurance?

Does Your Insurance Cover Tree Removal After Storms?

There can be a plethora of useful benefits of planting trees, starting from environmental impact to your health, to economics & even psychological effects too. Plus, planting and maintaining trees also helps to reduce pollution while improving your surroundings with soothing green ambiance and increasing the overall value of your property.

tree-removal-insurance-knoxville-tennesseeObviously, you should always aim to protect the trees. However, if a big tree gets rooted out after a severe storm, it can actually cause serious damage to your property.

Hence, in order to keep your house, trees, and wallet safe, you must seek an answer for these two utterly important questions right before another devastating storm. Are the trees (surrounded in your housing compound) healthy enough to withstand an insanely severe storm? If, by any chance, the trees get uprooted, does your insurance cover all the expenses related to tree loss and tree removal?

Does Homeowners Insurance Cover Tree Removal After Storms? : In general, such insurance policies and their terms & conditions greatly vary. Some insurance policies may keep you covered from severe storms that take down trees. But, often, several policies may not allow you to cover expenses if a tree falls but it doesn’t damage your home or the building structures, such as a garage and fence.

In order to avoid any disputes or other associated problems with your insurance company, you should ideally contact an arborist as soon as possible. Knoxville Tree Service has a team of experienced arborists who’re well expertized in this very field. You can easily schedule an appointment with them who will further guide or recommend you about removing any particular tree.

How Much Tree Damage Insurance Claims Can Cost? : While, the tornados & winter storm damage are the major causes of filing a tree damage insurance claim. Based on a recent study, tornados can cause severe damage to both autos and homes. And the average auto claim for tornado damage is around $4,000 while the average home claim is about $24,000.

According to a research published by Insurance Information Institute, winter wind claims can be around $7,000 while an average ice or snow claims can be an approximate amount of $4,757.

Will You Have to Actually Pay for Such Claims? Will Your Insurance Rate Increase? : According to a Nationwide study, 2 out of 3 house owners are actually underinsured who often end up paying additional costs.

Plus, when you have already filed a single claim, your general insurance rates can increase at least by 9 percent (on average).

How Can You Avoid Such Claims? : An ideal way to avoid the costly tree damage insurance claims – is to be more proactive enough about your tree care and also schedule regular tree inspections.

In this context, Knoxville Tree Service offers you the best quality tree service with a passion for taking minute yet meticulous care of your trees. If you take help from their professional and knowledgeable tree service experts, you’ll be well aware of these inevitable risks much ahead of time. Thus, you will also have a greater chance of preventing an unwanted damage.

Hence, a tree service from Knoxville Tree Service will give you a blissful peace of mind both by keeping your home safe as well as ensuring a better tree health.

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What You Probably Don’t Know About Tree Topping

Misconceptions about Tree Topping

If you’ve noticed that the trees around your house are beginning to outgrow their space, you need to contact a specialized arborist. Nonetheless, when you do, it is best also to know the method that can be taken to care for the issue.

Knoxville Tree Topping Knowledge-2-2The topping of trees is an approach that is hazardous to the well being of a tree as well as to the potential safety of your home. Topping involves removing more than 50 percent of the leaves of a tree. This gives the appearance of a tree reduced in size and for that reason provides a solution. In truth, it just causes extra difficulties.

When those leaves of a tree are taken out so rapidly, it stunts the feeding process of a tree. Leaves supply food and nutrients for a tree and without them, it can temporarily starve. So that you can survive, a tree will grow many shoots below every cut that was made so that you can produce new leaves, and new food, as quick as possible. A tree will likely be critically weakened and stressed by this process and could even die if it doesn’t have the correct quantity of energy stored.

A stressed tree also increases its susceptibility to attacks from pests and illnesses. Open cuts from pruning leave a tree exposed, and if it is already weakened, it may well not have the energy to fend off attacks.

Also, topping increases the likelihood of decay. Mainly because of where the cut is made – generally along a horizontal branches, which generates stubs – the tissues of wood are exposed. Usually, a tree would have the ability to protect itself against these wounds, but given the different extrem injuries made by topping, the tissues decay. This makes a tree weaker and far more vulnerable to being toppled during thunder storms or high winds, giving danger to your home.

The preferred spot of a cut to your tree should extend the collar of the branch collar at the branch’s point of attachment, a place where a tree is biologically prepared to close the wound. Canopy raising, which opens up space underneath the canopy of a tree, and canopy thinning, which removes harmful limbs first and then other people to enable air and light to pass through, are two secure alternatives when trimming your tree. You should never remove much more than 25 percent of a tree’s leaves in a given year.

Tree Topping: A Unsafe Tactic.

Tree topping is not the answer whenever you have concerns over the size of your trees. When compared to other alternatives, it is dangerous and unnecessary.